Financing Your Dental Care
At Desert Pearl Dentistry, we understand that managing dental costs is an important part of your treatment plan. We strive to make dental care affordable and accessible to all of our patients. To help you navigate your dental benefits and financing options, we’ve outlined some key information below.
Insurance Benefits & Pre-Authorization
We want you to be fully informed about your dental benefits as defined by your insurance provider. We will work with you and your insurance company to ensure that you get the most out of your benefits and help minimize out-of-pocket costs.
To access your benefits, you must be “eligible,” and some treatments may require pre-authorization. Pre-authorization is essentially a review by a dental consultant employed by your insurance provider, who will determine whether the recommended treatment is covered. This process can take up to six weeks.
Eligibility is determined by the conditions set forth by your employer or union and may depend on factors such as hours worked, length of employment, and other criteria. It’s important to note that pre-authorization does not guarantee ongoing eligibility. Even if your treatment is authorized, you should always verify your eligibility at the time of service to avoid surprises.
Insurance Plans We Accept
Desert Pearl Dentistry is proud to be a preferred provider for the following PPO plans:
Please note, we do not accept HMO or DPO plans. If you have one of these plans or an insurance provider not listed above, please contact our office to discuss possible payment options.
Billing and Payment
After each visit, you will receive a statement that reflects the services provided and any billing charges. We allow a 45-day grace period for your insurance company to make payment. If payment is not received within 60 days, or if there is a dispute between your insurance provider and our office, we kindly ask that you contact your insurer directly to resolve the issue.
As the policyholder, you are ultimately responsible for the payment of services rendered. Your cooperation in following up with your insurance provider helps ensure your account stays current and prevents late charges from accumulating. We encourage you to review your statements carefully, and if you have any questions about charges in the 61-90 day column, please reach out to our office for clarification.
Payment Options
To make paying for your treatment as convenient as possible, Desert Pearl Dentistry accepts most major credit cards (Visa, MasterCard, and American Express), debit cards, cash, and CareCredit. Additionally, we offer flexible payment plans through a third-party provider, allowing you to receive the dental care you need in a timely manner without the financial stress.
Get the Care You Need, When You Need It
We believe that financial concerns should not stand in the way of your health and well-being. If you have any questions about your insurance, billing, or payment options, please don’t hesitate to contact us. We’re here to help you understand your options and provide a solution that fits your needs.
At Desert Pearl Dentistry, we’re committed to delivering excellent care and making your experience as smooth and stress-free as possible. Schedule your appointment today, and let us guide you through the financial aspects of your dental care!
